I just wanted to say that I now have most of my bills automatic and am working on making my investments automatic too. I love the concept and wish I had read your book years ago, but I have now and I am working on my fortune! I will have my one debt paid off, then all I will have for debts is my Mortgage. Then I will be working on paying off my Mortgage and putting 10-12% of my income away a year. I would like to get it to 15% and 10-15% extra on my Mortgage as well. I am on my way to getting to this point. By the end of the year I will have my consumer debt paid off and an extra $500 extra on my Mortgage and $2000-3000 in investments. 2012 will be a very profitable year!