I’ve never been big on spending $3 on a cup of coffee, but I did figure out my Latte Factor a few months ago. My hobbies as a artist and ‘tinkerer’ were causing me to live paycheck to paycheck. An old technical manual here, electronic components there, or a really good deal on older electronic and mechanical gear that ‘just needs a little work’. After voraciously reading your books I tracked what I was spending and I was shocked! I was spending sometimes more than $75 a week on junk! I had had enough.

So now I sell all my parts on eBay that I was saving for some odd project I was probably never going to finish anyway. I haven’t bought a single resistor or hardware item for two months and instead divide it between my IRA and money market fund. Now I am feeling a lot better about my future with the my IRA growing every month and my first down payment becoming reality sooner than I thought. I also gave Smart Women Finish Rich to my niece who is just starting college telling her if she follows this book she will never have to scramble for money like her crazy uncle did!
David,I can’t thank you enough!