David,
I was able to get 1 of my 3 credit cards interest rate cut in half from 29% to 15%. I also got the other card with 2 months interest free. I had a late fee taken off as well. I have always paid more than the minimum. I have paid one card off entirely! I used your DOLP system to accomplish this. I found my latte factor and I was renting, but am now seeking to purchase a home. Thanks a million!!! I have been a tither for some time also.
