I found my latte factor in my gym club dues; I was paying $55+/mo b/c it had a pool, steamroom, and towel service. I’ve used their pool twice in 6 years! I can bring my OWN towel, and use the steamroom in another club for only $19+/mo. Also, since reading Start Late, Finish Rich, I’ve signed up for auto/pre-tax VIP, increased the deductible on my auto insurance, signed up for automatic “add” to a certificate, and learned to use my library more efficiently rather than buy every book I see. I’m still keeping my eyes open for other opportunities to get richer.
Thank you.