David,
Thank you for the free book. I have quit my job at age 50, rolled my 401K into a self directed IRA and used my home equity line of credit to buy and sell fixer-uppers which I call my retirement hobby. I also keep my credit card balance at zero and drive a 4 year old truck (part of my “latte factor”). I now have time to play and/or work with my father, wife and two boys any time I want. I’m starting to sound like my father which is a good thing.
We didn’t go through the Great Depression or World War II and haven’t learned the valuable lessons of frugality taught in those two schools of “Hard Knocks” and I darn sure didn’t learn it in college. These lessons are now being passed on to the next generation through your book and through our example. Life is good again.
Thank you,