My husband and I caught the tail end of your appearance on Oprah. I can only tell you that thank you is not enough to express the way we feel by reading and most importantly taking action to becoming AUTOMATIC millionaires with your easy and very understandable plan.

Thanks to you we have taken your advice and now are on the bi-weekly program for both our homes. We doubled up on our car payments, and will have them both paid off by May of this year. Rex and I also increased our 401 percentage to match the raise we got this year from the manufacturing plant we work at. We both have always wanted to retire comfortably at 55 or 56… we are well on our way now. (we are currently in our early 40’s). Also we set up automaticlay to have our credit cards paid off by June of this year.

We have shared your book with both our sons. One is age 18 the other is 16. And to see them BOTH get as equally excited as we are about this, is again inexpressable. They both have set up auto deduction from their paychecks to go into a mutal fund. You can only see dollar signs (or should I say the letter M in bold print) in their eyes. Your time value of money chart on page 48 of your book was the hook line and sinker for them both. Being able to see it in black and white the numbers are there and the math adds up!! The four of us have sat down and started talking about our “lattes”. Rex did not realize he was spending $5.00 per day (and no joking aside here) on coffee at work. He WAS buying 5-6 cups per day out of the machine.

David, I could go on and on how your book has changed my family for the better. We have been married now for 21 years and could only begin to tell you the financial struggles we have been through. But that is all in the past and we have been climbing up hill. And now that we have implemented your one-step plan we are well on our way to living rich and finishing rich. Again, thank you very much for sharing your plan and and yes we have always believed the more you give the wealthier you feel, in more ways then one.