I’m a success story in the making. I’m a stay at home mom. I have been so excited since I bought your book “The Automatic Millionaire”. I stay home all day with my seven month old baby, so I really don’t have a Latte Factor but after reading the Latte chapter I started to question my husband. Let me tell you, he has a super size latte factor. I explained what Latte Factor meant and that we might be preventing ourselves from becoming future millionaires. I have to meet my goal for tonight which is to set up automatic bi-weekly mortgage payments. I will take two nights a week to set up some kind of automatic millionaire plan till I’m totally automated. Thanks Mr. Bach.