The Latte Factor gave me a way to really see where my money was going. Unfortunately most of it was going everywhere but in my own pocket. Some was spent for bills, most for frivolous things that were bought spontaneously. Little did I realize how much my bad habits were affecting my future. Through the Latte Factor and your books, The Automatic Millionaire, Smart Women Finish Rich, and The Finish Rich workbook, I have seen the error of my ways and am currently working with a financial advisor from Edward Jones, saving 20% of my gross income in a Roth IRA, and went further to set up a Money Market account that is taking 5% of my gross income. 10% of my gross is going to tithe and another 15% will be focused on my dream basket. Before the Latte Factor and your books I never paid much attention to what I was doing with my money. My theory was if I’m paying the bills, I’m doing alright. Through your teachings I now have a real sense of security and a system I can count on. Thanks for showing me how important it is to be aware of my financial status. My future generations thank you as well. 🙂