I started reading your book at the grocery store. I confess to coming back and reading at intervals over several weeks before I finally bought it. MY latte factor was dvd’s I haven’t stopped all together but have been able to start saving $50.00 per pay check automatically. I am sharing this with my son’s high school friends that are about to start college. I wish I thought about this sooner being middle aged. We recently sold our house because my husband lost his job. We did have 6 months worth of money and now we have nothing, but the change in thinking can really change our future outcome. Thanks for the book and the change in thinking!! Louise