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THE FINAL BOOK LAUNCH!
What happens when you start
Living Rich.
From small wins to life-changing breakthroughs—see what’s possible when you take action.
SUCCESS STORIES
“This book changed the way I think about money forever. I followed David’s advice, set everything up automatically, and within a year I had a fully funded emergency fund — for the first time in my life.”
“I bought The Automatic Millionaire 10 years ago after catching David on a talk show. I was in my 20s, drowning in debt, and convinced I’d never get ahead. His simple system gave me a roadmap I could actually follow — no budgeting apps, no complicated spreadsheets. Just action. Today, I have no debt, two investment accounts on autopilot, and I just bought my first home. I’m living proof that this book works.”
“Since reading your book, my wife and I have DOLPed six credit card accounts. We have both been maxing our 401k’s for about 4 years. We also just signed up for bi-monthly mortage pay and our lender (Countrywide) doesn’t even charge a set up fee!! Just $2 per transaction. We’re working on the rest of the credit card debt with an optimistic and comfortable eye on the future. Thanks for the great tips and for re-newing my excitement about our financial future.”
— Tanya M., Chicago, IL
— Jeremy P.
— Scott Yurashek
“Your book inspired me to take many steps toward becoming an Automatic Millionaire. In one week I have started paying 10% more on my 15 year mortgage, increased my 403(b) to 10% and consolidated my debt at 0% interest and it is all AUTOMATIC. I feel less stress and anxiety over my financial future.”
— Rohanna Sykes
“I want to let you know that in 6 weeks time we have paid off all of our debt, adopted your file system, saved $13,766 (in 6 weeks!) and are well on our way to realizing the security we value. This is even more comforting considering that we found out last night that my wife Tina is pregnant with out first child. Can you say 529? Identifying our values and mapping them to our goals has really had an impact. The Latte factor was a huge lesson to us as well!”
— Sean Meelia
“This is the first book that I read every word, one at a time. I looked forward to getting home so I could read. I signed up with my company’s 401K at 10% using your pyramid and I also paid off all my bills. I have one credit card with a balance of $300 which will be paid this month in full. I am saving to buy a house with your guidelines. I contributed $1,500 to my IRA and have approx K10 in a regular savings with a .5 interest rate. I will move that into a CD soon. Many thanks for sharing your knowledge with us. May God bless you and continue to work through you.”
— R.C.
“After seeing The Oprah Show, I went out and got The Automatic Millionaire book. I have increased my 401k to 10% and I’m working on writing down everything I spend. I also was able to put $25 dollars a week into an automatic saving account. The next step is to pay my mortgage payments bi-weekly. If I can pay the goverment, I can pay myself. Thanks for the inspiration.”
— JOYCE
“I tried the Latte Factor with a lot of skepticism since I consider myself fairly frugal. I was actually ashamed of myself at the end of the day when I realized that I had pilfered away almost $25 on JUNK. I thought about my family at home and what I could have been doing with that “extra” money. Incredible how quickly a convenience store can suck up that retirement money! I have since learned (and am still learning) to pack a lunch, make my own coffee and ease off of the snacks during the day. I haven’t shut my funds off completely, but I am now saving about $19-$22 of that money per day. My beach front is calling.”
— Jeffery Monnin
“David, thank you so much! I always thought I had control and knew what to do with our money, but I really didn’t. My wife was only contributing 6% into her 401(k) and 8% for me. We had all of our savings earning only .65%. After reading your book, we moved 6 mos worth of joint expeditures into a money market acct, earning over 2% (and only going up from here). I upped my 401k contribution to 10% and my wife and I opened up 2 seperate Roth IRA’s for retirement, maxing out on them by automatically deducting money every month. We are only 27 years old, we own our own home, and are on our way to financial freedom. Thank you!”
— JAMES & KIMBERLY O'HARA
“I heard your radio interview in Charleston, S.C. and decided to buy your book. Immediately, I realized I was paying at least $60 a month for bottled water and going out to lunch. I went out and bought two huge water bottles and now I bring them (and a brown bag lunch) to work with me. I also called my church to ask about automatic tithing. They were as excited about it as I was. Then I started a Roth IRA. Thanks for the wake up call!”
— JEN
“I have eliminated some recurring charges like Netflix, which while quite convenient, was used only sporadically — this is a $22.00 monthly savings — $792.00 a year! I reduced my monthly garbage pickup charge by $15.00 a month. I’ve begun saving my $5.00 daily “latte” factor — and I am re-considering selling my house and renting it while I travel for a year. I have also given your books as gifts to friends and their adult children. While I have taken specific steps to be an automatic millionaire what I am particularly excited about is my increased confidence in knowing that my money can work for me.”
— Susyn Reeve
“Just a quick note to thank you for writing such a straight forward, easy-to-read book that packs a huge punch. I am the leader of a successful real estate team on Cape Cod and immediately ordered a copy of your book for every one of my team members and have already had a Schwab representative visit with us to speak about all of our options. Even though I’ve always paid myself first through my real estate investments I’ve never “automated” it. What an epiphany for me! Many thanks.”
— Danny Griffin
“I watched David on the Oprah show and I took notes! The next day I called to change my home loan to AUTOMATICALLY change my once a month payment to bi-weekly. By simply changing this to bi-weekly and adding an additional $50 to each payment, we save $72,286.00 in interest alone! Not to mention the $36,117.00 in equity we will have in our home in 10 yrs. We also took off 12 years and 3 months to our 30 year loan. I am soo proud of myself for doing this and it took me about 15 minutes!!!”
— Danny Griffin
“I have read all of your books with the exception of Smart Couples Finish Rich. After reading The Automatic Millionaire, I found my latte factor(s) and uncovered $11,310 in savings in one year. I saved $396 on an insurance policy, $4,200 by paying off one credit card, $2,400 by paying off other cards, $100 by getting only the Sunday paper, $480 by coloring my hair myself, $720 in cell phone expenses and $1,300 in reduced college expenses for my son and $1,200 by paying off my IRS debt. After reading Start Late, Finish Rich, I went from saving $200 per pay to over $1,400 per month and I feel that I can do a lot better. Thanks for all of your great advice. I am no longer afraid of money or retirement. I am 52 years old. Thanks again.”
— Jocelyn Forsyth
“Here is my Latte factor experience: 1 week after I finished your book, I started a Roth IRA, consolidated my credit card debt to another card with a much higher DOLP #, began saving 8% of my income, took my income tax refund and split it 4 ways; 1- saved 25%, 2- put 25% into a bank CD, 3- used 25% for my DOLP, 4- added 25% to my IRA. I now feel as though I will soon be debt free, have savings, and have some investments. Thank you very much for not only writing your book, The Automatic Millionaire, but making it so simple that anyone can understand it and learn from it.”