I read Smart Women Finish Rich and Smart Couples Finish Rich several years ago, unfortunately I didn’t follow them. I loved the books and wanted to do them. However now I don’t have much choice. I have mounting debt between a student loan, and other small debts that might be reaching the statue of limitations but I’m also now a divorced mother of two and Iraq veteran who doesn’t make very much regardless of my software engineering degree.
So I will be starting immediately and slowly putting away as much as I can in savings no matter how small the contribution will be. Don’t know when I’ll start paying off debt but at least I’ll be paying myself first. And eliminating my latte factor of Diet Coke. Plus teaching my kids to be more financially responsible than I was.