I had already read the “Automatic Millionaire” twice (after seeing David Back as a guest on Oprah last year) and started applying the principles to my finances at that time (so I had a head start). I am so pleased to have been allowed the opportunity to participate in this Coaching Program, as it was an eye-opening experience for me. I have found out how to curb the “high maintenance woman” inside of me, by approaching items that I purchase more methodically, rather than emotionally. I am 48 years old and not working outside of the home. My husband, 44, is our sole breadwinner. Last year, after watching Oprah, I decided to PAY MYSELF FIRST and started with $1,500 per month PLUS, 30% of my husband’s salary. (His company doesn’t offer a 401(k), so the monies taken were after tax). In about six month’s time, I was able to save over $30,000!!! And because of that savings, I was able to help out my mom (terminally ill with lung cancer) pay some of her medical bills, and ward off literally being forced to “sell the farm”. In addition, we have been able to put the maximum allowed into our IRA’s for the year 2005; and have no credit card debt. We have no payments, other than our Interest Only Mortgage. I am so pleased to find the “Automatic Millionaire” and “Start Late, Finish Rich” books in an easy to read and understand format. In applying these principles to our finances, I am feeling the magic of peace of mind, knowing that I am doing all I can NOW to retire rich, and wait to enjoy my retirement comfortably.