I read “The Automatic Millionaire” and I just want to tell people, this stuff works! We have lived beneath our means for several years now. We are within twenty grand of a paid off house, have monies set aside for kids college, and have retirement well on the way. We did deplete our emergency fund with medical expenses last year, but are in the process of rebuilding it. It is possible, people! Listen to David. He is pointing the way for you.