Here is my Latte factor experience: 1 week after I finished your book, I started a Roth IRA, consolidated my credit card debt to another card with a much higher DOLP #, began saving 8% of my income, took my income tax refund and split it 4 ways; 1- saved 25%, 2- put 25% into a bank CD, 3- used 25% for my DOLP, 4- added 25% to my IRA. I now feel as though I will soon be debt free, have savings, and have some investments.
Thank you very much for not only writing your book, The Automatic Millionaire, but making it so simple that anyone can understand it and learn from it.