I started reading Smart Women Finish Rich last September. Since then I have managed to open up a Roth account and IRA account and have been able to save. It is amazing when you have your money automatically deposited into the accounts, you don’t miss it from your paycheck. Not only that, I actually have all of my files organized and know where my money is going. I’m spending less and saving more. I have even started a college 529 plan for my niece and have worked out my budget to the point where I can have my car note paid off by the end of this year instead of 2007. Thank you so much for putting these books out. I can now start planning for the future (buying a house).