David,
I am just now getting a handle on saving and mutual funds but I am finally saving! I used the latte factor and save between 300.00 and 500.00 personally a month! I have purchased a number of your tapes and books and given them to friends I know are in need of your help. It is a positive uplifting program. Start Late Finish Rich did it for me and I also have the series for couples, although my husband has not bought in on it yet!
I picked up the tape series for Smart Women Finish Rich in Barnes and Nobles and have been listening over and over! I have a mutual fund and CD in just a few months and had nothing up to last year in savings! I have also started a SEPP.
Thank you so…much! Blessings to you and your wife!