I watched David on the Oprah show and I took notes! The next day I called to change my home loan to AUTOMATICALLY change my once a month payment to bi-weekly. By simply changing this to bi-weekly and adding an additional $50 to each payment, we save $72,286.00 in interest alone! Not to mention the $36,117.00 in equity we will have in our home in 10 yrs. We also took off 12 years and 3 months to our 30 year loan. I am soo proud of myself for doing this and it took me about 15 minutes!!!