I just want to thank you for your latest book! It has been a life changer. I have implemented many of the techniques from your book. I have automated my bills and my savings. I already had the 401K automated, but I bumped up my contribution to 10%.
I am using DebtWise and the Credit Protection. It has been about a month and I used my tax return to pay off my car loan and I have reduced the first credit card to the point where it will be paid off in two months. Then on to the next one!
Your simple techniques are already making a significant differnce in my life.
The only thing I was not able to do, was to get the credit card companies to reduce my interest rate, but I will keep trying.