I was truly inspired by your book The Automatic Millionaire and I just finished The Automatic Millionaire Homeowner, in about 3 hours! The chapters are short and very straight forward, I just can’t put your books down once I start them. Since reading the first book about a year ago, I have paid off all my credit card debt and my car loan. I’m 25 years old and feel great about being debt free and contributing a combined total of 17 percent to my 401K and Roth IRA, both of which are set up to be automatic. Since paying off my car, I have continued to automatically have those same funds directed to an ING Direct bank account that pays great interest rates, as well as adding another $100 each paycheck. My rent is very cheap so I hope to save enough money in the coming year to purchase a home. I totally agree with your opinion that budgets do not work and that’s why I now pay myself first, have my monthly bills taken from one account, have my savings deposited into my ING account, and live on what’s left. And I still have a decent amount left to go out and have fun! By the way I make less than $50,000 a year, so it is possible. I wish I had read your books, as well as others dealing with the same topics, when I was just out of high school, I would be so much further than where I am know. But your books make me aware that I should not dwell on my mistakes and they also gave me the confindence to learn from them in order to become wealthy. I wish more of my friends would read your books, even though I suggest them, because I realized that someone should not be embarrassed by their less than perfect financial situation if they are willing to take simple actions to correct it. Your books definitely motivated me to do just that. I’m looking forward to your next book, hopefully I don’t have to wait long! Good luck and thanks a MILLION!