Thank you for the free book. I have quit my job at age 50, rolled my 401K into a self directed IRA and used my home equity line of credit to buy and sell fixer-uppers which I call my retirement hobby. I also keep my credit card balance at zero and drive a 4 year old truck (part of my “latte factor”). I now have time to play and/or work with my father, wife and two boys any time I want. I’m starting to sound like my father which is a good thing.
We didn’t go through the Great Depression or World War II and haven’t learned the valuable lessons of frugality taught in those two schools of “Hard Knocks” and I darn sure didn’t learn it in college. These lessons are now being passed on to the next generation through your book and through our example. Life is good again.