My name is Darin Johnson I just finished refinancing two lines of credit and putting it into a loan instead of Line of Credit. I also looked at high rates of interest, which I have found some ways to save money. I have found about $800 in money I was wasting. I now have one more area to save money, which is to take a look at how much I am spending on food and restaurants. I see great opportunity to save money then I have seen in a long time. It felt for a long time that I was out of control, but now I see great control over my money again.