I have read your books on finishing rich. I have adopted the latte factor. I love the latte factor, because I have been staying on top of myself and monitoring my daily spending. Though I am a full time student and a single mother of two boys. I have done a lot of unhealthy spending.
Since reading your books I have opened an IRA, I connected with a financial adviser and I opened a emergency fund, IRA, and a mutual fund account. I have also opened a 529 plan for my children. Each month I work hard to pay myself and to spend wisely. I constantly refer to your books for guidance. Thank you David for you guidance!