I’ve read all your books…twice: The Automatic Millionaire, Smart Women Finish Rich, and Smart Couples Finish Rich. These books have impacted my life, my marriage, and my finances, dramatically. I recommend them to friends and co-workers with great enthusiasm. These books are empowering! I’ve always been fearful of facing the truth about our debt – ignoring it was the easiest way. I’m an avid cyclist and spend hours training on the bike. I’ve taken this same passion and focused on finances with the same attitude. Thank you for you kindness, your compassion, your inspiration, and your no-nonsense way.