After reading “Smart Women Finish Rich” and doing all of the exercises, I decided to change my coffee buying habits. I used to go to Starbucks every work day for a muffin and espresso drink (around $6.20 per day or $124 per month). I reviewed my checking account history and I have been spending an average of $100 every month at Starbucks. I now only go 2 days a week (Mon. and Fri.). The rest of the week I make coffee at home and use flavored creamer. I’m saving around $70 a month now. Thanks!