After reading this book, I ripped through my monthly expenses and cut almost $800. The biggest find was our cell phone bill. Our company, Cingular, lets you “roll over” any unused minutes from one month to the next. I realized I had almost 10,000 of these unused minutes but was still buying 3000 more a month. I lowered our plan to their minimum, added mobile to mobile so that my husband and I can talk to each other and anyone who also has Cingular (which is everyone on our staff) for free and our bill dropped almost $400 a month. 7 months later, I still haven’t used up these “wasted” minutes.