In January 2006 I decided that I was ready to take charge of my life by getting my finances in order. I have read Smart Women Finish Rich 3 times and I continuously encurage my female friends to purchase it. It jolted me into action. I got my folders together and knew exactly what I was working with. I finally started to contact the debt collectors that I had been avoiding and have successfully settled outstanding accounts. I am happy to say that some of them were settled for less than half of what was owed. In addition, I purchased my first home last month. I am also filling out paper work to open a self-directed Roth IRA. I attended the Great American Homeowners Challenge in Atlanta and I was thrilled to receive a copy of your latest book. I am on a roll and I just to thank you for your part in my transformation. I am continuing to live my best life.