I got a call from one of your counselors. I have since automated my life insurance and my Ameritrade Account, and I also increased it,and it is on “AUTOMATIc”. I ordered my Benefit Estimate Statement and also my Credit Score. I am on my way to the FINISH LINE. I paid off one half of a bill,purchased my file folders,sent two books to my son and one to his girlfriend,and one to my sister- her daughter is devouring it. I first saw you on Oprah. I let the word AUTOMATIC THROW me, and I delayed taking action. I appreciate the way Grandma Bach guided you. I have tried to read other financial publications,and it was like reading Greek. Thank you for putting it in language we can understand and using the examples. It hits home and a lot of lightbulbs go off. THANK YOU THANK YOU.I am starting LATE, but I have every confidence that I will FINISH RICH.