I recently checked out your book, “The Automatic Millionaire” from my library. After reading it I went to a Border’s book store and purchased a 5 CD set, “Start Late, Finish Rich”. I am paying bills for my son, who is starting a new occupation of trucking. I was able to cancel a late payment of $58. on one of his credit cards using your strategies!! They did not effect a change of address for 4 mo., hence I’ve been recieving the credit card bills late each mo. The CD’s cost $25, a bargain for 5 of them, and I saved $58. I’m giving this set of CDs to my friends on their birthdays this next year and also a set to my youngest son.