My mother heard about “Automatic Millionaire” and urged me to get a copy. At first I resisted; I was thinking this was another one of those “instant millionaire” schemes. But I read the write up on it and decided to get a copy for myself. I have since bought 3 more copies for friends and relatives! I read the book in just a few short days last June or July. I immediately followed your advice on my investment mix for my 401K plan, increased my investment into my 401K AND increased the amount I was putting into savings — all automatically, of course!! As of this summer, I should be completely credit card debt free and my 401K has grown half again it’s size since I changed the mix and amount in line with your suggestions!! All of this and I’m still not on a shoestring budget!! I can’t thank you enough (or my mom!)!