I got your book and literally read it cover to cover in one day. I was amazed by what I had learned in such a simple amount of time. After doing the Latte Factor for a week, I realized my biggest Factor was late fees on rented movies, as well as renting the movies themselves. I’ve already found $80 a month just in that Factor and have more to go. The best thing is, after reading The Automatic Millionaire I realized the knot in my stomach was gone – I still have my debt and things to change but I realized right then that it’s all DOABLE – and just knowing that makes the other steps even easier. Thanks!!!