My latte factor is donuts and sandwiches. Most importantly sandwiches – 5 dollars here, 6 there, it adds up to $30-50 a week. Sometimes when I get hungry, it’s even more. If I just buy the cold cuts myself, I would save thousands a year. In addition, going out has cost me a 10 dollar cover charge here, a dollar tip here, drinks there. At times this has cost me thousands in a month !!!!
I have opened my eyes, and have cut my spending by 57%.