I want to thank you for your book Smart Women Finish Rich. Its my bible next to my bed! I reread it every time I get off track! I’ve gone from 2.5% all the way to 19% of my pay in a 401K. I wish we could get my husband to do the same (6%). I have only worked and had a 401K for about 10 years but it is growing every day. Also, I started an IRA Roth and savings account. Never thought I could save for retirement and go on my dream yearly vacations but we are doing it. Just bought my husband his dream boat. Thank you. Next we work more on the credit cards!