I have now read 3 of your books. I have learned so much. I have added to my mutual funds, started a simple IRA,got disability insurance , and am getting more life insurance because of your book. I have been teaching my step children how easy it is to save a hundred dollars a month. I have started a retirement account for my 8 year old daughter and started a 529 account for her college. I am a hairstylist and have told my clients about your book.I am 42 years old ,and I feel like I will actually be able to retire comfotably in 20 years. Thank so much for writing these books.