Thanks to your book I now save at least $10 for everyday that I work. I am a nurse and it is very easy to swipe your badge just like a credit card to pay for over priced food in the cafeteria, or order out pizza. I also looked at the deductions that I have coming out of my check and I am still paying $7.50 per month for vision insurance when I had laser vision correction a year ago!!! You have inspired me to start investing in my 403b. At age 32 I felt as if I was starting late. Thanks for making me feel like it’s not too late for me.