I am almost finished reading Smart Couples Finish Rich. I just called the bank and increased our bi-weekly mortgage payment by $64 per payment, which is hardly a huge amount…but it saved us 2 years and 8 months of payments!! From now on, every time my husband or I get a pay increase I will bump up that amount. Thanks so much! Now we will be mortgage-free by the time we are in our early 40’s and maybe even sooner!