I started with Smart Women Finish Rich, then Smart Couples, then The Automatic Millionaire (plus the workbook). I am now on my way to retiring at age 48 with a million dollars in my 401 K, plus an extra $7,000 a month income from my rentals, and my kids educations will be completely paid for. I didn’t think that I could find extra money each month to put away, little did I know that by using the latte factor I am able to save at least $2-3,000 a month! And the best part is that my lifestyle hasn’t been affected in a negative way!