Dear David,

Thank you so much for all your books and inspiring appearances on “Oprah” and CNN. I am a 38-year-old divorced woman, and until I had a nasty divorce that left me with nothing, I had kept my head in the sand completely regarding finance and investing. My lifestyle was that of “money in, money out,” and I’d never even heard of the concept of paying yourself first.

I spent about two years just reading your books and those of others who specialized in investing and personal finance. As I’d left the U.S. immediately after college to live in Europe for 15 years, when I returned here after my divorce I had nothing…no retirement plan, no social security contributions, no property, no assets, not even a U.S. credit record. I lived on furniture and clothes from charity shops, and would go to a casino twice a day where I could buy full meals for 99 cents!

Somehow, your encouragement kept me going and I just knew I could turn this around. Within one year, I’d bought my first house, and as I live in a boomtown, my equity increased by appreciation by over $40K! I knew I had to then get busy and follow your other steps…actually organizing my financial records was the biggest and scariest hurdle of all, but I did it. After that, I saw a hypnotist for one long session to get to the bottom of “the money thing”, and boy, did that clear up a lot of old subconscious junk! I was then able to go ahead and start my first I.R.A. (I am a self-employed hypnotist!), and then take steps towards marketing my hypnosis CD’s online. Furthermore, I also took advantage of a state grant to get me retrained as a paralegal, and I am now scheduled to begin my first paralegal job next week, thereby tripling my income in one go!

Having learned from you to pay myself first, even when I was actually living below the poverty line, I have really learned that no matter what your income, it is still possible to save, invest, and to insure and protect yourself. I am looking forward to building my new career, growing my business on the side, and becoming a weekend real estate warrior!

Thank you so very much, David…you have really helped me turn my life around. As a hypnotist, I can tell you that while a positive attitude is absolutely necessary for success, you still can’t get anywhere if you lack the basic know-how of what it is you want to do. You’ve provided that elegantly, simply, and in a very encouraging way. I also send you lots of business by referring your books to clients!

All the best,