5 years ago I had to sell my home due to a divorce, at the bottom of the market. Since then I’ve been renting and paying lots of taxes. I read your book Start Late, Finish Rich on the way home from New York at New Years. I had every excuse, I didn’t think I could afford anything in the LA market, bad credit, not enought for a down payment, etc. etc. I came home and took action. I had already done some work on cleaning up my credit rating by removing all of my Ex-husbands accounts. Surprise I got pre-qualified and found a small condo that had not been painted or cleaned and made a low ball offer that they took. 6 weeks after reading your book my escrow closed! THANK YOU THANK YOU for getting me to take action. Even in it’s bad condition the condo appraised for $20K more than I paid, and my Real Estate agent thinks I could turn it over for more than that with a little paint and carpet. I plan on keeping it, as it suits my needs very much. But, I’m going to keep an eye out for investment property next. Thank you again.