Hello, my name is Lisa LaPensee and I just wanted to write to David to let him know how much he has changed my life not just financially but emotionally. I am 32 years old and have my own home and just finished school were I obtained my degree as a nurse, which has been a life long goal for me. I am the type of person who believed before that why should I save for the future when I could die tomorrow. So I went though life spending everything I earned on things for the house, clothes, trips and partying with my friends. Then I bought your book and it soooooo opened up my eyes that, yes I could live till I am 90 and I have nothing to show for it, and if I did not mention I am single and my goal was always why save I will marry rich. Well I am finding out @ 32 that rich guys are losers and that I might have to be a rich women. So I opened up a savings account yesterday and have money deducted off my check every 2 weeks and I am down to 1 credit card ( hey a girls got to have one) and I am being more reasonable with my spending. I am getting help with this by working more at my 2 jobs, because I can’t go to the mall if I am at work! Well I just wanted to let you know you are helping people, even a shopaholic like me. I know I just started and only saved 20 dollars so far but its a start for me. I have had allot of downfalls in my life my parents died when I was very young and I raised myself but the money me and my brother got we both wasted it away, it so a hard lesson to learn to save but I think at 32 I might just get now. But hey I will never give up hope to marry rich, just so will he! Thank You