I received your book the Automatic Millionaire as a gift from a friend 2 years ago. I followed your advice and immediately opened an emergency fund at ING Direct. I pay myself 1 hour of every day worth of wages each week automatically deposited. Since then I have repaired my car several times and did not have to worry about where the money would come from. Last month I paid off the car and I am going to continue paying myself the amount of my car note. My husband and I recently decided to buy an investment property and I bought the Automatic Millionaire Homeowner let me say that I wish I had the book when I bought the home we currently live in. You have aforded me a wealth of information and I cannot say Thank You enough.