My success story is much the same as the others posted here – making retirement and savings contributions automatic, negotiating lower rates on credit cards, cutting out unnecessary expenses like premium cable channels and unused phone features, identifying my Latte Factor, etc.
I am glad that I have ‘found’ money each month that can go towards savings and retirement, but I think the most significant thing I’ve gained from reading Start Late, Finish Rich is peace of mind from finally realizing that I can control my finances rather than my finances controlling me!
Thank you!