My struggle with my finances began when I started college at 18. Walking down the university’s main building, I signed up for 6 credit cards. By the time I was 20, I owed $12,000 to those 6 cards and a handful of store cards. After signing up for a consolidated credit program, I realized that I need to make a drastic change if I was ever going to pay off my debt. I purchased your book, Smart Women Finish Rich, and choose to change. Now, at 25 years old, I have managed to pay off my cards, improve my credit, and have set up a savings account with direct deposit. I have a 403B and will be investing other monies this month. I feel motivated, I love saving money and watching the amount grow. Now I leave my credit card at home! I will also be making more by working as a professional organizer, and plan to help others organize their lives like I did with mine. Thank you! I share what I have learned with everyone who will listen…