I’m an associate in a supermarket so I don’t make a lot of money. When I work a full day I get two breaks and an hour lunch. This is a great opportunity for the store to make back some of my paycheck! We have a great coffee machine in the bakery department that for $.75 will brew by the cup. A doughnut, candy bar, or “nutrition bar”, tacks on another $.50 to a $1.00. I tried to keep lunch below $5.00 at the store or from McDonald’s across the parking lot. It was costing me $9.25 a day for 3 coffees, 2 snacks and a lunch. Multiply that by 5 and that’s $46.25 a week of truly wasted money. I now spend a fraction of that by buying a jar of instant coffee, a snack in bulk and keeping it in my locker. I also bring my lunch to work. As a result I’ve increased my 401K, my automated savings at ING, and pay more than the minimum on my credit cards. As an added benefit I eat better and instead of scurrying around the store buying junk I have more time to read a book from the thrift store or library.