I just finished reading the new book, “The Automatic Millionaire.” I am 24 and started my own business in Feb. 2003. I had a Roth IRA, but had no idea I could save so much more with self-employment resources. I am that type of person that will procrastinate, and tend to spend my money and not save, or tell myself, “oh, I’ll save next month.” I would always overspend my budget, and would barely have enough $$ left over for estimated taxes, let alone IRA or savings of other kinds. The book was such a motivator for me! I have already begun to set up automatic payments and am researching IRA’s and money market accounts. I feel like I can take control. Thank you so much!!