I loved your book! It further confirmed the rules of financing I have been living.
I do have credit cards (3) & pay them off monthly. I have cut my credit limit mostly as a security measure. Interest rates on cards have never mattered to me because I always pay them off. I take chunks off of my mortgage with my savings. My mortgage payments are the smallest of any one I know (by far). Your book has inspired me to think again about what net worth I want to have when I retire and get moving on it. Thanks!