I completed the homework. I found my Latte Factor a few years ago after I read Smart Women Finish Rich. I am now working on my Double Latte Factor by trying to find a reduced cell phone rate and telephone rate.
I did find this process difficult because I do not spend without thinking about it. That doesn’t mean I do not have fun i.e hang-gliding this weekend.
I still want to see if I can save on
my monthly expenses.
One of my accomplishments was transfering money from my savings account at my bank to an already existing ING account. Something that I had said I was going to do awhile ago but never got to it.
Looking forward to our next call.