Oh my gosh – started your book at 7:00 pm last Sunday (today is Friday) since then, I maxed my 401k plus added the ‘over 50’ catch up, transferred my paultry bank MM to an ING savings account, bought an individual copy of the book for each of my 3 grown children, my office manager and my fiance – it has completely changed my attitude towards “MY MONEY” – all that with a 200+ page book – I am a self-employed physician who obviously has really never “paid myself first”. Thanks so much.