David, I am very inspired by the Automatic Millionaire. My wife who worked hard to earn a MPA has a chronic debilitating disease and can’t work. So I support my family of five on less than $40K a year working in my families business. Yet with the encouargement I have recieved by listening to the book we have decided to come up with the money to pay off credit cards in about 5 yrs, put away for a “rainy day” (which may come sooner than we thought since we just found out our infant son may have cancer), retirement and get the house paid off as fast as possible. I can’t afford much money now but it is better than putting away nothing and doing nothing with the couple of thousand we now have in a mutual fund. My young family will get through these hard times with a little faith and some fantastic finacial guidance from you. Thank You so much for not being a rip off and offering real solutions to saving money for the future that are easy to follow. This was the first finacial book I have ever purchased and I am glad I did. I am 33 with little savings but if all goes well I think I can retire in 17 to 22 years and live a very comfortable life thanks to you.