David, Thank you.
You book has change my life. I was on a recent trip to Florida and on the way back while waiting for my flight I stopped at the book store in the terminal to get something to read during my flight. I bought you book and WOW!. I could not stop reading it. Your advice and instructions work, they really work.
Since I have finished your book I have increased my 401K contributions, started paying the more on the credit card with the highest interest rate. Now I can see a reduction in the balances. I have estimated that I will pay these off in 3 years and 9 months. Also, I no longer buy my lunch, I bag it. The only problem- I was not able to get a lower interest rate from any of the credit card companies, however I will keep trying.
I can’t say thank you enough for the inspiration this book has given us.