I have eliminated some recurring charges like Netflix, which while quite convenient, was used only sporadically — this is a $22.00 monthly savings — $792.00 a year! I reduced my monthly garbage pickup charge by $15.00 a month. I’ve begun saving my $5.00 daily “latte” factor — and I am re-considering selling my house and renting it while I travel for a year. I have also given your books as gifts to friends and their adult children. While I have taken specific steps to be an automatic millionaire what I am particularly excited about is my increased confidence in knowing that my money can work for me.